Grant Element

Grant Element Calculator

Loan Amount ^*

Manturity (Years) ^*

Grace Period (Years) ^*

Interest Rate During Grace Period (%) ^*

Interest Rate After Grace Period (%)

Management Fee/Upfront Fee (%)

Commitment Fee (%)

Discount Rate (%)

Disbursement Period (Year)

Payment per annum (Year)

Day Count Convention

Assumed Drawing Date

First Payment Date

Repayment Method ^*

From	To	% p.a.
		%
		%
		%
		%

Note: Change the "Interest Rate After Grace Period" only if it is different from the "Interest Rate During Grace Period".

Summary Result

Grant Element
Total Fee
- Total Interest And Other Fees
- Total Management Fee
- Total Commitment Fee
- Total FX
- Tota PV
- Tota PVOFFX

This is a conceptual tool for calculating the Grant Element (GE) of a loan. It is designed to analyze the concessionality of debt by comparing the present value of repayments to the face value of the loan. It's a useful learning tool to grasp the basics of debt analysis.

Discount rate (set by IMF/WB for DSA; usually 5% in recent frameworks)
GE ≥ 35% → Loan is considered concessional (soft loan).
GE < 35% → Loan is non-concessional.

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Grant Element Calculator

Summary Result

Table Detail